The tutorial shows how to build an amortization schedule in Excel to detail periodic payments on an amortizing loan or mortgage. This Microsoft Excel template illustrates how to create a loan amortization schedule, as well as dealing with additional payments and variable interest rates.To use our amortization calculator, type in a dollar figure under "Loan amount. You can create an Excel amortization table with changing interest rates. Here's how you can build it. Use our free loan payment calculator to estimate monthly payments, interest, and repayment timelines. At the end of FY 2023, fixed rate debt accounted for 91.5 percent of gross NYC bonds outstanding. Instructions SC EX16 CS47a. We conducted our audits in accordance with auditing standards generally accepted in the United States of.