Mortgage lenders may request a letter to verify your employment. Here's a simple template you can give to your employer to speed things up.How to fill out the Employment Letter Template for Home Loan Verification? If you work remote, it's important to know what you'll need when applying for a mortgage, and where you can apply for one. Applying for an apartment? You can ask your employer to use this sample letter as a template. An employment verification letter can help you apply for a mortgage, sign a lease, foster a child, or get a job. Tips and sample here. A letter of explanation is included in your mortgage application to help clarify inconsistencies or gaps in your financial records or credit history. A mortgage lender might ask you to write a letter of explanation to better understand your finances when deciding whether to approve you for a loan.