Credit Union of Southern California is available whenever you need assistance. When you owe tax debt, we automatically have a statutory lien that attaches to all California real or personal property you own or have rights to.A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work. Our credit counselors are experienced in writing letters to creditors for multiple types of hardships, including life events, credit card, and debt. The Debt Reduction Program provides eligible parents with past-due child support payments the opportunity to reduce the amount they owe to the government. You have 30 days to respond to a debt lawsuit in California. I asked them to send us a letter to show that it's been paid off. The rep said they "don't do that" and the'll report it to the agencies in 30-90 days. Explore the best banking services with IBC across Oklahoma and Texas.