Our commonly used forms including the direct deposit form and dispute form are provided for your convenience. Thinkwise CU is an equal opportunity housing lender.We may provide links to third party partners, independent from Thinkwise CU. Disbursements will only be made to those students who have a completed financial aid file and have been determined eligible for federal financial aid. Credit Union of Southern California is available whenever you need assistance. Here are your options for making a payment on your SDCCU loan. Use SDCCU Easy Pay, ACH, online banking or bill pay, branch, phone or mail. Use SmartAsset's free California mortgage loan calculator to determine your monthly payments, including PMI, homeowners insurance, taxes, interest and more. Accept your credit card or personal loan offer online. ACH Debit Payment (other bank account to SDCCU).