The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Title loans are secured loans where borrowers use their vehicle title as collateral.In exchange for a loan amount, the lender retains the title of the vehicle. Here are your options for making a payment on your SDCCU loan. Use SDCCU Easy Pay, ACH, online banking or bill pay, branch, phone or mail. How to fill out the Payoff Request Letter Templates? 8326 Toll-free: 866. Just fill out the Toyota of San Bernardino financing application and you've just taken the first step toward getting the car of your dreams. Title loans are secured loans where borrowers use their vehicle title as collateral. In exchange for a loan amount, the lender retains the title of the vehicle.