The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Title loans are secured loans where borrowers use their vehicle title as collateral.In exchange for a loan amount, the lender retains the title of the vehicle. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. Here are your options for making a payment on your SDCCU loan. Use SDCCU Easy Pay, ACH, online banking or bill pay, branch, phone or mail. CalWORKs is a public assistance program that provides cash aid and services to eligible families that have a child(ren) in the home. Title loans are secured loans where borrowers use their vehicle title as collateral. In exchange for a loan amount, the lender retains the title of the vehicle.