For Real Estate Loan payoffs, please call SDCCU at (877) 732-2848 to request a total payoff amount. SDCCU financial representatives are available to help.Complete the contact us form or reach us via phone, email or fax. Submit a request to pay off your loan ; Fax 858.215. 3360 ; Mail Guild Mortgage Company P.O. Box 85046. Mechanics Bank has been named one of America's best banks based on growth, credit quality and profitability, according to Forbes. You deposit money each month with the credit counseling organization. For general information, please call: (800) 293-6494. I asked them to send us a letter to show that it's been paid off. The rep said they "don't do that" and the'll report it to the agencies in 30-90 days.