SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC) to members living in San Diego and throughout California. It may be possible to pay off your mortgage loan before the end of the loan term.Do you need a loan payoff request form? Cash-out your home equity for needed expenses, college tuition, or new investments. Use an HEI to pay off high-interest debts like credit card balances – without new monthly payments. Flexible funding you can use for any reason at all. Complete details: Loan ID, Who is requesting this payoff? SDCCU financial representatives are available to help. Complete the contact us form or reach us via phone, email or fax. Our Mortgage Loan Officers are here to help you find the mortgage that best meets your needs.