Here are your options for making a payment on your SDCCU loan. Use SDCCU Easy Pay, ACH, online banking or bill pay, branch, phone or mail.Do you need a loan payoff request form? Looking to make a loan payment, request a loan payoff, correct a duplicate payment, or get answers to your general loan questions? You're in the right place. Overview. The loan funds must be used to pay a down payment and closing costs on the purchase. The home you buy must be your primary residence. Become a member and become a part of our community. Gain financial confidence for today, tomorrow and the future. Submit a request to pay off your loan ; Fax 858.215.