Pay Off Mortgage Faster Quote! Early Payoff Calculator.Find the additional payment required to pay off your loan early. Q: What are the procedures to pay off my loan? A: The San Diego Housing Commission (SDHC) requires a written request for any loan payoff information. For Real Estate Loan payoffs, please call SDCCU at (877) 732-2848 to request a total payoff amount. Do you need a loan payoff request form? CDC requires 15 days written notice from the borrower to establish a payoff date; prepayments are only accepted on the 3rd Thursday of each month. A payoff statement or a mortgage payoff letter will typically show the balance you must pay in order to close your loan. Become a member and become a part of our community.