For Real Estate Loan payoffs, please call SDCCU at (877) 732-2848 to request a total payoff amount. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.Do you need a loan payoff request form? "Payoff amount" is generally higher than the remaining balance on the home. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. University Credit Union is a CA-based cooperative that takes pride in serving university communities. Explore solutions including accounts, loans and more. Powered By You BOSD (Best of San Diego) Reader's Poll 2024, Best Loan. Do you need a loan payoff request form?