The City of San José processes requests for payoff demands of existing homebuyer and home repair loans, and affordability restrictions (i.e. Write to us at KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131.What is my loan payoff amount? The First Tech Team wants to hear from you. Visit our website to schedule an appointment, send us a secure message, find our phone number, and more. Fill out the form below to request a loan payoff letter. If you have any questions, please contact Loan Customer Service at 1-800-677-6272 option 5, option 2. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans. Top 10 Best Debt Consolidation Loans Near San Jose, California ; 2. Mechanics Bank has been named one of America's best banks based on growth, credit quality and profitability, according to Forbes.