Please see more information in the Payoff Demand Instructions. Optional: Make extra payments.Step 1: Get the payoff amount and instructions. How can I find out how much my loan payments will be? Information about loan repayment from San Jose State University. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans. Information about loan repayment from San Jose State University. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments. Mortgage and Loan Payments PO Box 4317.