Please see more information in the Payoff Demand Instructions. If so, is there one specifically that you typically use?Lien placed on vehicle despite loan payoffIt's called procrastination a common human condition that causes us to put off what we rather not do. LightStream online lending offers loans for auto, home improvement and practically anything else, at low rates for those with good credit. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans. Let us know what you need - we're ready to help. The topic might be something simple, like how to apply for an auto loan or open a Money Market account. Or simply fill out the form below and we will get back to you.