Please see more information in the Payoff Demand Instructions. This financial calculator helps you find out.OneMain wants to make your loan process as easy as possible. Generally, you will have from 10 to 25 years to repay your loan, depending on which repayment plan you choose. How do I pay my Loans or credit cards at Meriwest? We have several options to make your loan, mortgage and credit card payments convenient and safe. Write to us at KeyPoint Credit Union, 2150 Trade Zone Boulevard, Suite 200, San Jose, CA 95131. What is my loan payoff amount? Any active employee who is a participant in San José 457(b) Deferred Compensation. Plan is eligible to apply.