The payoff demand processing fee is paid in escrow. Please see more information in the Payoff Demand Instructions.Dear APPLICANT: Effective today we have withdrawn your application for assistance. Find answers to frequently asked loan questions about payments, credit card rewards and more from KeyPoint Credit Union in CA. Explore our FAQs online. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. You can set up a weekly, biweekly, or monthly payment plan through our online automatic withdrawal process.