A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish.Do you need a loan payoff request form? Or, put your savings on auto. A credit dispute letter includes personal information and enclosures that help credit bureaus investigate mistakes. Please wait 30 days from date of payoff posting to your loan before requesting a paid in full letter. For general information, please call: (800) 293-6494. The quote you are requesting will include your outstanding principal balance, accrued interest, late charges, fees and any other amounts. Due to a real or perceived change in the ability of the issuer to repay its debt. Looking for a quick answer to your question?