To process your request as quickly as possible, complete the online Loan Payoff Quote form, send a written request or call our Loan Servicing department. Go to KeyPoint Credit Union's Santa Clara, CA branch at 3556 La Rambla Avenue for help opening a no fee checking account or applying for a loan.State Bank Santa Clara Consumer Loan Officers can help you with all your personal lending needs. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans. The payoff demand processing fee is paid in escrow. Please see more information in the Payoff Demand Instructions. Come to our main office to search under your name to find all the documents recorded in which you were a grantor or grantee. Student loan debt relief companies might say they will lower your monthly payment or get your loans forgiven, but they can leave you worse off. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. (o) payoff letter from existing lienholders;.