To process your request as quickly as possible, complete the online Loan Payoff Quote form, send a written request or call our Loan Servicing department. The payoff demand processing fee is paid in escrow.Please see more information in the Payoff Demand Instructions. Welcome to the new Mirastar Federal Credit Union website. Call us (408) 282-0700 or (800) 282-6212. We're available: Monday to Friday: am – pm Saturday: am – Short Sale Payoff Requests. University Credit Union is a CA-based cooperative that takes pride in serving university communities. Explore solutions including accounts, loans and more. Excite Credit Union, with locations in San Jose CA and Wilmington NC, provides banking solutions and low-rate loans.