It lays out each fee and dollar still due before you completely pay off your mortgage. Here's how it works.Once completed, note the SST number and come into our office to finish the process. The City of San José processes requests for payoff demands of existing homebuyer and home repair loans, and affordability restrictions (i.e. Filling out this form is straightforward. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. Contact information for Oregon Community Credit Union. Providing personal, business and mortgage banking services to members in Oregon and Washington. If your paychecks seem small and you get a big tax refund every year, you might want to re-fill out a new W-4 and a new California state income tax DE-4 Form.