Balances Prior to Billing Transactions are Shown Below – Displays balances, as of the statement date, for the following accounts: • Principal. A sample of the current disclosure forms tested in study is presented below.The Know Before You Owe mortgage disclosure rule replaces four disclosure forms with two new ones, the Loan Estimate and the Closing Disclosure. Your mortgage statement contains important information about your loan balance and monthly payments. See what's included in this guide. Apply for a loan or credit card. We have auto, home, personal loans, and credit cards designed to fit your financial needs and goals. 555 Santa Clara Street. A sample form of Waiver of Account is included in this website.