First, get a piece of paper and a pencil or pen. Then write your request on the paper.TCCU offers a year-round Delay-A-Pay opportunity for qualified loan payments. Whether you start your journey online or in a branch, our team is ready to work to get a loan with a low rate and great monthly payments. This Payoff Transmittal Letter serves as a formal request to close your loan account. If your vehicle has never been titled in Texas before, you will need to bring in the following documents: 1. Original out of state title. Online filing and searching available through SOSDirect. For information or to subscribe, call (512) 475-2703. Contact Frost or look up the Frost Financial Center in your area to learn more about our financial and insurance products.