Do I need to submit a portfolio? When should I submit my portfolio?If you encounter errors, you should write out exactly what should be corrected and why. PSLF remains a robust option for notforprofit and government employees, clearing federal student loans after 10 years of qualified payments. A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work. The undergraduate programs utilize a 100-point scale, and the graduate and doctoral programs utilize an 80-point scale to differentiate between letter grades. Review our Frequently Asked Questions below. If you need additional assistance, please contact us. Collapse and fill and connection to a public system shall be included in the Rehabilitation.