The rounding rules for the Loan Estimate and the Closing Disclosure are found in 12 CFR § 1026.37(o)(4) and 12 CFR § 1026.38(t)(4), respectively. This edition of the Guide is the comprehensive edition for use with 2010 calendar year data (due March 1, 2011).Travis Credit Union Auto Loan Payoff Address: Standard and Overnight 1 Travis Way Vacaville CA 95687. Contact Travis CU for complete details. A 10day payoff refers to the time it takes for your new lender to pay off your old loans during a refinance. Review the Motion for Writ in Opportunity Financial LLC v. Travis Faulkner and the significance of this document for this case on Trellis.Law. Bli gation to make minimum monthly payments when 1.