Information and instructions, including forms for Uniform Commercial Code (UCC) filings with the Utah Division of Corporations and Commercial Code. A 10 day payoff is crucial to getting your old loans paid off during a refinance.Learn how it works from start to finish. Print a "UCCU Authorization for Payoff form" and have the seller fill it out and sign it. The dealer must, within 7 days, notify the lien holder in writing that the vehicle has been traded in. How do I obtain a payoff quote online? A. Open the account in the Customer Portal on the web. b. Loan Payoff Request correspondence on SSFCU letterhead. Instructions. Fill out online and submit. If in agreement, the payor can provide payment immediately.