The dealer must, within 7 days, notify the lien holder in writing that the vehicle has been traded in. You'll need to request a 10day payoff letter from your current loan servicer, which you may be able to do online.Do you need a loan payoff request form? All I had to do is contact the lender and get them to email me a copy of the lien release. It can take roughly two to six weeks to get your title after paying off a car. Information and instructions, including forms for Uniform Commercial Code (UCC) filings with the Utah Division of Corporations and Commercial Code. Use our IOU template to detail how borrowed money will be repaid. How do I fill this out? All I had to do is contact the lender and get them to email me a copy of the lien release. The variables include time for your state's processes and for the lienholder to send notification of the loan payoff.