This form is furnished to give you a statement of actual settlement costs. There are procedures in NMLS to be followed as well as jurisdictional specific procedures for Utah.The mortgage payoff calculator helps you find out. All mortgage payments are due on the 1st of each month. Your Note allows a 15-day grace period; however this does not mean that your payment is due on the 16th. This is a legally binding Real Estate Purchase Contract ("REPC"). Utah law requires real estate licensees to use this form. Utah Gift Letter for Mortgage Template. In Utah, a small estate affidavit is not filed with the courts. Utah-DFI Money Transmitter Registration.