The dealer must, within 7 days, notify the lien holder in writing that the vehicle has been traded in. Print a "UCCU Authorization for Payoff form" and have the seller fill it out and sign it.You'll need to request a 10day payoff letter from your current loan servicer, which you may be able to do online. All I had to do is contact the lender and get them to email me a copy of the lien release. It can take roughly two to six weeks to get your title after paying off a car. A 10day payoff statement tells you the amount you owe toward your loan in order for the loan to be closed and marked as "paid in full." Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote. Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote. A 10day payoff statement tells you the amount you owe toward your loan in order for the loan to be closed and marked as "paid in full." Refinance your car loan.