Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.This is a legally binding Real Estate Purchase Contract ("REPC"). Utah law requires real estate licensees to use this form. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. Do you have questions? Do you have questions? You've got questions, we've got answers! Find out how DFCU helps all our members.