The owner shall be entitled to receive from the holder of the obligation a written statement setting forth the total amount to be paid as of a particular date. An online credit card payoff calculator could help you figure out how long it'll take to pay off the card with your chosen minimum payment.Call our 24-hour automated service dedicated to payoff quotes at 1-877-505-2894. You'll choose your good-through date up to 30 days. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process. The first step is to get in touch with your lender or loan servicer. You can find their contact information on your monthly statements. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. A 10day payoff statement tells you the amount you owe toward your loan in order for the loan to be closed and marked as "paid in full." Payoff or paydown of debt solely to qualify must be carefully evaluated and considered in the overall loan analysis.