Bankruptcy Basics attempts to answer some basic questions about the discharge available to individual debtors under all four chapters. The forms listed below are in Adobe Acrobat PDF format.You must have a copy of Acrobat Reader in order to view or print these documents. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. A letter of explanation is a brief document you can use to explain something, like a previous bankruptcy, in your financial or employment history. I received a letter from the courts that our mortgage company has filed for bankruptcy under chapter 11. To request a payoff quote, please complete the payoff quote form. This form is intended for 3rd parties acting on behalf of Mr. Cooper customers.