You'll need to request a 10day payoff letter from your current loan servicer, which you may be able to do online. This is a standard form of payoff letter.Calculate how quickly you can pay off your mortgage if you increase your monthly payment. Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started. We're a bank with deep community roots and a drive to keep reaching higher. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. The credit union will resume regular business hours on Monday, January 13th.