By including a per diem amount in the letter, the parties will not have to execute another payoff letter if the termination date. Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process.Please accept this as my authorization to issue a payoff statement to. Through an effective date of . It typically details the principal balance, interest due as of that date, per diem, any late fees, etc. Pick a payoff date soon after your next payment is due, contact the bank and ask what the payoff amount for that date would be. To get a payoff letter, ask your mortgage lender for an official payoff statement and let them know what the projected closing date is. Searching for a fillable Mortgage Loan Payoff Letter Template? Use our easy editor for PDF files and fill this form out quickly. Discover more about per diem interest—the daily interest on a loan that occurs outside of the standard repayment period.