A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish.Our Payoff Letter template facilitates easy loan settlements. This Payoff Transmittal Letter serves as a formal request to close your loan account. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. Review loan payment and payoff instructions for auto loans, personal loans, lines of credit, credit cards, and mortgages. Request a payoff quote before you send your final payment. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. As of September 30, 2024, grantees have provided legal assistance to over 44,000 households, representing a rapid scale-up to meet tenant needs.