Say you have a mortgage and want to know exactly how much you'd need to pay to satisfy the loan. A mortgage payoff letter will tell you that magic number.The Master Servicer will also handle the payoff request if you are refinancing, or selling your home. Home equity loans and lines of credit are ways to use the value in your home to borrow money. Some lenders require 20 percent of the home's purchase price or value as a down payment or equity in the loan. The down payment sets the Loan to Value or LTV. Do you need a loan payoff request form? Payoff requests should be faxed to 847-932-8266. A home equity line of credit (HELOC) provides the flexibility to use your funds over time. Find out about home equity rate and apply online today.