All loans require guarantor(s) to co-sign on the loan. A borrower (or their spouse) cannot serve as a guarantor on their own loan. ​.Have some income for which to repay the loan. Complete the guarantor form. The goal of our Program is to provide loans to start-up and expanding small businesses. Do you need a loan payoff request form? Each must complete the guarantor form in full. Purpose of this form: The purpose of this form is to collect information about the Small Business Applicant ("Applicant") and its owners, the loan. This fee is for processing the request and does not guarantee an approval . Trade-in policy for vehicles with an existing Navy Federal lien: • DO NOT send in a pay-off to satisfy our member's vehicle loan.