Option 1: Petition a Washington State superior court or district court to have us remove the lienholder and issue you a clear title. Yes you have to have your bank certify that there is no lien and then the title will be reissued with you as the owner and not the lender.Registered owner – Signature must be notarized or certified. It can take roughly two to six weeks to get your title after paying off a car. Use Fill to complete blank online INSPIRUS CREDIT UNION pdf forms for free. Once completed you can sign your fillable form or send for signing. How can I prove that my car is paid off? Once you pay off your loan, your lender will send you an official release of lien letter. Depending on if your title is in electronic or paper form will determine how you receive it. Please allow up to 10 business days for the lien release.