I bought a car in Washington from a dealer and got a loan from a Washington based lender (BECU). The quote you are requesting will include your outstanding principal balance, accrued interest, late charges, fees and any other amounts.Option 1: Petition a Washington State superior court or district court to have us remove the lienholder and issue you a clear title. In some states, getting your title is an automatic process after you pay off your loan. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. I'm going through the same thing right now. The bank sent me the title and a letter saying that the loan was paid off. How can I obtain a lien release if I lost or damaged my title? Can I sell the car to pay off the loan? Take this notice to the local licensing agency and request a lien-free title.