A mortgage payoff statement details the total amount needed to fully pay off a loan as of a specific date. Creating a payoff letter is essential to any loan or mortgage repayment process.Our free templates and this guide can help you get started. If you are the borrower requesting the payoff, please complete the form below. Request your free payoff quote in one of two convenient ways. You'll choose your good-through date up to 30 days. Do not include a credit report as proof of payoff. May I make my payment with a credit card? Find and complete the forms you need to manage your accounts, switch to BECU, apply for loans, and request other financial services.