A mortgage payoff statement details the total amount needed to fully pay off a loan as of a specific date. Creating a payoff letter is essential to any loan or mortgage repayment process.Our free templates and this guide can help you get started. A payoff letter shows the remaining balance on your mortgage, including fees, interest, etc. Learn more about what a payoff quote is and how to request one. Find forms and applications for everything from applying for a new 1SB Visa Credit Card to requesting loan subordination. Online Banking. Username. Password. Direct Deposit for setting up direct deposit with your employer when they request a letter or form from your financial institution. Request your free payoff quote in one of two convenient ways. You'll choose your good-through date up to 30 days.