In Washington, the owner doesn't get the title till the loan is repaid. I then moved to New York.Use Fill to complete blank online INSPIRUS CREDIT UNION pdf forms for free. Once completed you can sign your fillable form or send for signing. The quote you are requesting will include your outstanding principal balance, accrued interest, late charges, fees and any other amounts. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Option 1: Petition a Washington State superior court or district court to have us remove the lienholder and issue you a clear title. When your loan is paid off, your lender will send the lien release to the DMV. When you take out an auto loan, your lender will be listed as a lienholder on the title. Your account number is at the top of your monthly statement and on the payment coupon at the bottom of the statement. Online.