Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work. A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish. A pay for delete letter is a negotiation tool to have negative information removed from your credit report. PRINT AND FILL OUT THIS FORM - Please complete all relevant sections of the Payoff. Court Collections Case Lookup. If you've been to criminal court and owe money, some fees can be paid online.