Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.Easy to work with, good tools to help manage business and individual accounts and a friendly staff. Commercial loans and commercial mortgages are provided to local small and midsized businesses at a variety of terms and rate structures. Have questions about banking with Flagstar? Browse our library of frequently asked questions to get answers. CW offers a range of accounts and tools designed to help you meet your financial goals. After you sign in, select e-Documents, then Continue. Otherwise, your tax forms will arrive in the mail. Foreclosure occurs when a homeowner is unable to make their mortgage payments on time and has no way to catch up on the missed payments.