Here at The Pension Service, we understand Retirement Plans and the importance that they play within your company; for both you and your employees. OPERS provides age and service retirement, disability benefit and survivor benefit programs for public employees throughout the state.Open an Account: Open your Individual 401(k) account with the chosen provider. Find general information about 401(k) plans, the tax advantages of sponsoring the plan and the types of plans available. Under ERISA, a retirement plan administrator cannot divide a pension or retirement account without a Qualified Domestic. To get started simply fill out the contact form below or give us a call. We're happy to help! This measures the effectiveness of the plan participants' investments in the year. CUYAHOGA VENDING AND DINING, 401(K) RETIREMENT PLAN Expense Ratio. When it comes to preparing for retirement, savings accounts are an important tool.