ERISA sets uniform minimum standards to ensure that employee benefit plans are established or maintained in a fair and financially sound manner. This GRIST provides a basic primer on ERISA's preemption of state laws, including various exceptions, exclusions and court rulings.We assist employers with understanding the rights and benefits under various plans and ensure that these plans meet all regulatory and tax requirements. ERISA compliance involves understanding the fiduciary role and the key health plan obligations that the law requires of employers. In this article, we'll explore how ERISA affects ICHRA and what employers need to consider when implementing this type of health plan. ERISA is a federal law that governs employee benefits.