Learn about the filing rules for married couples regarding retirement and spouses benefits that will help you decide when to claim your benefits. At the end of each year, we'll mail you a Social Security.Benefit Statement (Form SSA-1099) that shows the amount of benefits you received. Gather the information and documents you need to apply. The Social Security Retirement benefit is a monthly check that replaces part of your income when you reduce your hours or stop working altogether. Step 1: Determine your eligibility. The best way to determine your eligibility for retirement is to talk to your Human Resources staff or SEGIP. You may qualify for a Social Security Benefit Subtraction. 3280 Northway Drive. As with the rest of the nation,.