Participants and beneficiaries must be able to opt out of electronic delivery and to request paper copies of disclosures without cost. The Department of Labor published rules allowing plan sponsors to set electronic media as the default method to provide plan information to participants.The final rule provides two additional safe harbors for the production of retirement plan disclosures via electronic media. ERISA requires plan administrators to deliver planrelated information using methods reasonably calculated to ensure actual receipt. If an SBC is provided electronically to currently enrolled employees, the plan must comply with the ERISA rules for electronic delivery. The administrator must provide only one paper copy of a disclosure free of charge, unless plan terms or other ERISA rules require otherwise. Status under Title I of ERISA, the Code, or both. ABA urges Labor Department to propose electronic delivery rule.