A QILDRO allows for the division of a retirement benefit or a refund of contributions due to divorce. Illinois Secure Choice is a state-facilitated retirement program that makes it easy to save for retirement.We encourage you to have your monthly benefit directly deposited into your bank account. Complete and return this form with your application for benefits. Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. Our Illinois retirement tax friendliness calculator can help you estimate your tax burden in retirement using your Social Security, 401(k) and IRA income. The SURS Traditional Pension Plan is the historical SURS Defined Benefit retirement plan. Illinois Secure Choice will provide a simple form for employees to use to change their contribution elections or opt out of the program. The Illinois Secure Choice is a mandatory statesponsored retirement savings program.