CalSavers is available to California workers whose employers don't offer a retirement plan, self-employed individuals, and others who want to save extra. Choose a Plan Provider: Choose a provider that offers various investment choices, management assistance, and staff training.CalSavers is a retirement savings program for private sector workers whose employers do not offer a retirement plan. Self-employed retirement plans in Los Angeles, CA. Speak to a financial advisor today at to get the most out of your financial future. Each tax year, you may be required to fill out Form 5500, depending on the type of plan you choose. The process of how to set up a 401k plan for your small business is similar to making other important decisions. You'll need to do your research. 2.Your business cannot currently have another retirement plan. If you are among the thousands of business owners eligible for a SIMPLE IRA plan, read on. One of the most important steps in a retirement plan is learning about IRAs within your state.