The Summary Plan Description (SPD) should include your plan's claims procedures. Usually, you fill out the required paperwork and submit it to the plan.Considering a retirement plan for your small business? We'll guide you on plan types, ERISA, fiduciary duties, SECURE 2.0, and more. File Necessary Forms: File IRS Form 5500 annually to report the plan's status and compliance. Employee Stock Ownership Plan (ESOPs). Information on retirement plans for small businesses and the selfemployed. Choose a Plan, Maintain a Plan, Find or Fix Plan Errors, Plan Benefits. Instructions: Click on the link below to open a copy of the Commonwealth of Massachusetts Standard Contract Form. Fill in the boxes highlighted in yellow.